Show HN: A New Mnemonic Scheme – Seedless, Passphrase-Sealed, Builtin Multichain TL;DR: Today’s mnemonics are bare keys with no cryptographic protection. MSCIKDF adds passphrase-sealing, seedless operation, and multi-curve support in a single derivation scheme. The user's exposure to compromise/leakage risk can be periodically reset, marking a significant advancement in cryptographic security. In the first half of 2025, more than $1.7B in crypto assets were stolen, and roughly 70% of those incidents involved mnemonic-compromise pathways. The core problem is structural: today’s mnemonics are bare assets—whoever sees them immediately owns everything, and there is no cryptographic-level protection, no rotation model, and no way to safely evolve toward PQC. I built MSCIKDF to directly solve this. MSCIKDF is a cryptographic primitive that introduces passphrase-sealed mnemonics, curve-isolated derivation, and rotatable secrets at the KDF layer. It ensures that: - The seed is never stored...