Show HN: Tool for freelancers to calculate how much money to set aside https://ift.tt/DvoTyLN

Show HN: Tool for freelancers to calculate how much money to set aside After having been a regular employee for years, I worked as a freelancer for a while. Going into my freelancing life I had no real mental model for how much of the money I earned was truly mine to spend, and how much of it I needed to set aside for taxes, vacations, retirement, and in case I got sick. I modelled this in Excel as best I could and was quite surprised both by how complicated it was to get right, and how much money I actually needed to set aside! As my girlfriend also started freelancing last year, I decided to turn my Excel sheet into a little program she could use too, and in the spirit of sharing and helping others I would hereby like to make it available to you all too :) My biggest take-away so far has been that most people dramatically underestimate how much they need to set aside, and forget to plan adequately for getting sick and for retirement. You can find the tool here: https://ift.tt/NgBcVnh Comments, questions, and suggestions are more than welcome! I wish you all a happy Easter Weekend! In case you skipped to the bottom: you can find the tool at https://ift.tt/NgBcVnh April 17, 2022 at 12:05AM

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